Why choose HSBC Anytime Credit?
HSBC Anytime Credit is an overdraft facility (or personal line of credit) for HSBC salary account holders working with selected businesses, to pay for unplanned or emergency expenses. You only pay interest on the amount used, for as long as you borrow it, with monthly repayments of at least 5% of your outstanding balance.
Interest rates
Rates from 12.99% p.a. to 16.00% p.a.
Why get an HSBC Anytime Credit facility?
- No feesNo joining fee, processing fee or renewal fee
- Money when you need itDraw your pre-approved limit any time, from anywhere. Transfer to another account, or pay bills directly.
- Pay as you goPay minimal interest only on the amount used, and for the duration for which you use it
- Fast activationActivate the overdraft facility when you open your salary account or by applying online at any time
Things you should know
Who can apply?
To apply for HSBC Anytime Credit, you must be a salaried applicant between 21 to 60 years old. You also need to:
- be a resident and citizen of India (not available to non-resident Indian (NRI) customers)
- have an active HSBC salary account that has been open for more than 3 months
- have a correspondence address[@loans-applicable-cities] that is within India
- have a minimum salary of INR 33,333/month
Start your application
Get an immediate callback
Fill out the callback form and we'll phone you back to discuss your application for an HSBC Anytime Credit overdraft.
Send us an SMS
You can send us an SMS to start your application.
SMS ANYTIME to 575750
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