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HSBC Visa Platinum Credit Card

The credit card that brings you the best of the best with exciting rewards and exclusive privileges.

The card that opens the door to incredible experiences

  • Unsurpassed offers, rewards, and privileges from our lifestyle partners
  • Supercharge your Reward point earnings and collect air miles from leading airlines

Joining fee and annual fee

Joining feeINR0

Annual fee
INR0

Explore our welcome offers

  • Apply for a credit card online and verify yourself by video to get an Amazon e-gift voucher worth INR250 - T&Cs apply
  • Spend at least IN5,000 in the first 30 days of having your card to win Amazon vouchers worth INR500. T&Cs apply.

Introductory offers are valid from 1 Jan 2024 till 30 June 2024.

Here's what you get with an HSBC Visa Platinum Credit Card

No joining and annual fees

Get your credit card without paying any joining or annual fees. 

Air miles conversion

Convert your points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines. 

Fuel surcharge waiver

Make annual savings of up to INR3,000 on fuel surcharges with our credit card waiver.

The card that rewards you for spending

Earn rewards points on your everyday transactions

Earn 2 Reward points for every INR150 you spend with your HSBC Platinum Credit Card.

Boost your reward potential

HSBC Visa Platinum cardholders get 5X the reward points on any purchase made after spending INR4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year.

Get even more from your card

  • Zero liability for lost cards
    You'll get insurance coverage for any misuse of your card from 24 hours before reporting it lost, up to INR300,000.
  • Balance transfer
    Transfer outstanding balances from other bank credit cards to your HSBC credit card and repay in easy monthly instalments at a lower interest rate.
  • Offers and discounts
    HSBC credit card customers get exclusive access to discounts with our select partners.
  • Emergency card replacement
    If you lose your credit card, you can cancel it and we'll issue you an emergency card anywhere in the world – it'll only take 3 days.
  • Google Pay
    If you've got an Android mobile device, then you can use Google Pay for a fast, secure, and simple way to use your HSBC credit cards to pay online or in stores.
  • Additional benefits
    You'll also be able to take out cash advances, get global access to your accounts, and manage your money on-the-go with 24/7 online access to your account. Please refer to our credit card services guide for more information.

What you need to know

Apply online and get the chance to win an Amazon eGift Voucher

Apply online

When you apply online and complete your application with video self-verification, you'll be eligible for an Amazon eGift Voucher worth INR250.

T&Cs apply

Contact us

It's usually quickest to apply online, but if you prefer to speak to someone about your application, call us or visit your nearest branch.

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Discover more about our credit cards

 

Get accelerated 10% cashback on food spending and 1.5% unlimited cashback on all other spending. 

 

Earn when you spend, see the world and get lifestyle privileges with the HSBC Premier Credit Card. 

 

Understand the differences between a credit card and debit card, and when to use which one. 

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