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Personal loans

No matter what you need it for, our personal loans make borrowing easy

Make it happen with an HSBC Personal Loan that supports your goals, with an interest rate starting from 9.99%[@loans-special-interest-rate].
A flexible overdraft facility for HSBC salary account holders, to help with extra cash when the unexpected happens

What you need to know about getting a loan

Find out the essential information you need to know when you get a personal loan from HSBC India.
Personal or secured loan? What about the fees? Make the right choice when applying by asking these questions.
We explain the different types of personal loans and how to choose the right one.
We break down the differences between secured and unsecured loans, their risks, and what they're commonly used for.
If you're applying for a loan, give yourself the best chance for approval with these 4 tips.
Financial planning, saving and budgeting are all part of managing loan repayments.

Important notes