NRI FAQs

HSBC India customers can now complete their FATCA and CRS self-certification, digitally and securely through the ‘secure message’ feature on HSBC India Internet Banking and Mobile Banking by following a few simple steps outlined below.

Follow these steps to send the secure message through mobile banking or online banking:

1. Log on to the HSBC India Mobile Banking app or online banking platform.
2. Go to 'Support' and select 'Secure Messages'.
3. Select 'Compose message'.
4. Select 'Previous statement request'. 
5. Copy the text as advised below and paste it on the secure message body (including the declaration). Please ensure that you do not edit any content, except where we have requested your input, which is indicated by bold text.

Tax residency:

If you are a tax resident in more than one country/jurisdiction, please share your TIN or TIN equivalent for every country/jurisdiction and indicate the corresponding country/jurisdiction against each TIN provided.

Message (to be sent over Secure message) --------

Subject: Substitute CRS form - "Individual Tax Residency Self-Certification"

1. Country/jurisdiction of tax residence or TIN issuance: Country
2. Taxpayer Identification Number (TIN): TIN
3. Current residential address (including country and ZIP code/pincode): Current residential address

Please mention every country/jurisdiction where you are a tax resident. Please mention the respective country/jurisdiction for every TIN mentioned.

If a TIN is unavailable, leave point 5 blank and confirm the appropriate reason A, B or C as applicable: A, B, or C

Reason A: The country/jurisdiction where I am liable to pay tax does not issue TINs to its residents.

Reason B: I am otherwise unable to obtain a TIN or equivalent number.

Reason C: No TIN is required. Only select this reason if the authorities of the country/jurisdiction of tax residence provided above do not require the TIN to be disclosed.

Reason for no TIN: Explain why you are unable to obtain a TIN if you selected Reason B

Declaration: 

I declare that the information and all statements made in this declaration are, to the best of my knowledge and belief, correct and complete.

I certify that I am the accountholder of all the account(s) to which this form relates.

I acknowledge that the information supplied by me in this form is covered by the full provisions of the terms and conditions governing my relationship with The Hongkong and Shanghai Banking Corporation Limited (The Bank) setting out how The Bank may use and share the information supplied by me. I acknowledge that The Bank may use the information supplied by me in this form to update their records and may remove any existing information on Taxpayer Identification Number (TIN) and country/jurisdiction of tax residence or TIN issuance as available in their records that is different from the information supplied in this form.

I further acknowledge that this information may be provided to the tax authorities of the country/jurisdiction in which this account(s) is/are maintained and exchanged with tax authorities of another country/jurisdiction or countries/jurisdictions in which I may be tax resident pursuant to intergovernmental agreements to exchange financial account information.

I undertake to advise The Hongkong and Shanghai Banking Corporation Limited within 30 days of any change in circumstances which affects the tax residency status of the individual identified in this form or causes the information contained herein to become incorrect, and to provide HSBC with a suitably updated self-certification and declaration within 90 days of such change in circumstances.

Electronically signed by: Name and date

--------- Message ends

How to send your message:

Once you have entered your details, select 'Send'.

Tax residency:

If you are a tax resident in more than one country/jurisdiction, please share your TIN or TIN equivalent for every country/jurisdiction and indicate the corresponding country/jurisdiction against each TIN provided.

Message (to be sent over Secure message) --------

Subject: Substitute "FATCA/ CRS Self-Certification (Form W9)"

US federal tax classification: Individual

1. Your Name (as shown on income tax return): Name
2. Your Address (number, street, and apt. or suite no.): Address
3. City, state, and ZIP code: City, state, and ZIP
4. Country/jurisdiction of tax residence or TIN issuance: Country or jurisdiction
5. Taxpayer Identification Number (TIN), Social Security Number (SSN) or Employer Identification Number: TIN, SSN, or Employer Identification Number

Please mention every country/jurisdiction where you are a tax resident. Please mention the respective country/jurisdiction for every TIN mentioned.

If a TIN is unavailable, leave point 5 blank and confirm the appropriate reason A, B or C as applicable: A, B, or C

Reason A: The country/jurisdiction where I am liable to pay tax does not issue TINs to its residents.

Reason B: I am otherwise unable to obtain a TIN or equivalent number.

Reason C: No TIN is required. Only select this reason if the authorities of the country/jurisdiction of tax residence provided above do not require the TIN to be disclosed.

Reason for no TIN: Explain why you are unable to obtain a TIN if you selected Reason B

Declaration:

With regard to the details shared in my reply to this message, under penalties of perjury I certify that:

1. The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued to me).
2. I am not subject to backup withholding because: I am exempt from backup withholding, or I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or the IRS has notified me that I am no longer subject to backup withholding.
3. I am a US citizen or other US person.

I acknowledge that The Hongkong and Shanghai Banking Corporation Limited may use the information supplied by me in this form to update their records and may remove any existing information on Taxpayer Identification Number (TIN) and country/jurisdiction of tax residence or TIN issuance as available in their records that is different from the information supplied in this form.

Electronically signed by: Name and date

--------- Message ends

How to send your message:

Once you have entered your details, select 'Send'.

Tax residency:

If you are a tax resident in more than one country/jurisdiction, please share your TIN or TIN equivalent for every country/jurisdiction and indicate the corresponding country/jurisdiction against each TIN provided.

Message (to be sent over Secure message) --------

Subject: Substitute "FATCA/ CRS Self-Certification (Form W8BEN)"

US federal tax classification: Individual

1. Your Name (as shown on income tax return): Name
2. Your Address (number, street, and apt. or suite no.): Address
3. City, state, and ZIP code: City, state, and ZIP
4. Country/jurisdiction of tax residence or TIN issuance: Country or jurisdiction
5. Taxpayer Identification Number (TIN), Social Security Number (SSN) or Employer Identification Number: TIN, SSN, or Employer Identification Number

Please mention every country/jurisdiction where you are a tax resident. Please mention the respective country/jurisdiction for every TIN mentioned.

If a TIN is unavailable, leave point 5 blank and confirm the appropriate reason A, B or C as applicable: A, B, or C

Reason A: The country/jurisdiction where I am liable to pay tax does not issue TINs to its residents.

Reason B: I am otherwise unable to obtain a TIN or equivalent number.

Reason C: No TIN is required. Only select this reason if the authorities of the country/jurisdiction of tax residence provided above do not require the TIN to be disclosed.

Reason for no TIN: Explain why you are unable to obtain a TIN if you selected Reason B

Declaration:

With regard to the details shared in my reply to this message, under penalties of perjury, I declare that I have examined the information shared and to the best of my knowledge and belief it is true, correct, and complete. I further certify under penalties of perjury that:

1. I am the individual that is the beneficial owner of all the income or proceeds to which this form relates or am using this form to document myself for chapter 4 purposes.
2. I am not a US person.
3. This form relates to: income not effectively connected with the conduct of a trade or business in the US; income effectively connected with the conduct of a trade or business in the US but is not subject to tax under an applicable income tax treaty; the partner’s share of a partnership’s effectively connected taxable income; or the partner’s amount realised from the transfer of a partnership interest subject to withholding under section 1446(f).
4. I am a resident of the treaty country within the meaning of the income tax treaty between the US and that country
5. For broker transactions or barter exchanges, I am an exempt foreign person
6. Furthermore, I authorise this information to be provided to any withholding agent that has control, receipt, or custody of the income of which I am the beneficial owner or any withholding agent that can disburse or make payments of the income of which I am the beneficial owner. I will reshare my details within 30 days if any information shared becomes incorrect.

I acknowledge that The Hongkong and Shanghai Banking Corporation Limited may use the information supplied by me in this form to update their records and may remove any existing information on Taxpayer Identification Number (TIN) and country/jurisdiction of tax residence or TIN issuance as available in their records that is different from the information supplied in this form.

Electronically signed by: Name and date

--------- Message ends

How to send your message:

Once you have entered your details, select 'Send'.

For federal tax purposes, you are considered a US person if you are:

• An individual who is a US citizen or US resident alien.
• A partnership, corporation, company, or association created or organised in the United States or under the laws of the United States.
• An estate (other than a foreign estate).
• A domestic trust (as defined in Regulations section 301.7701-7).