How to do your everyday banking without going to the branch
We know that many of you are worried about how to handle your finances during Covid-19. So we'd like you to know that you don't need to go to a branch to handle most of your daily banking needs.
You can bank online instead and save yourself the trouble of getting to a branch under difficult circumstances. Here is some of the everyday banking you can do online with your mobile phone, computer or tablet.
1. Make instant transfers
There's no need to visit a branch for this. In fact, you don't even have to find an ATM, line up, punch in the account number to transfer to, and then print a receipt to verify the transaction actually went through.
Now, whether it's splitting bills with your friends, transferring funds to an online shopping vendor or paying your utilities, you can use online banking to make transfers almost instantly.
You can transfer funds between your own accounts or to a third party beneficiary by using the National Electronic Funds Transfer (NEFT) / Real-Time Gross Settlement (RTGS) service by logging on to Personal Internet Banking or the 'HSBC India' Mobile Banking App. Alternatively, you can download the HSBC SimplyPay UPI app to make real-time instant transfers of up to INR100,000 to any other bank account or merchant account.
2. Check all your accounts in one place
You can check your account balances and transactions history across your savings account, fixed deposits and your credit card outstanding balance by logging on to HSBC Personal Internet Banking or using the 'HSBC India' Mobile Banking app.
3. View your eStatements
There's no need to go into a branch to get a copy of your old bank statements. You can use both Personal Internet Banking and 'HSBC India' Mobile Banking App to conveniently view and download your bank account and credit card eStatements.
4. Open new Fixed Deposits
If you're an existing bank customer, you'll be able to instantly open a new Fixed Deposit online. Fixed deposits can help you earn higher interest rates as compared to regular savings accounts. Interested? Find out more about Fixed deposits.
5. Pay your utility bills
Whether it's your mobile bill, electricity bill or your insurance premium, you can easily make your regular bill payments by using the Bharat Bill Payment System (BBPS) in Personal Internet Banking.
6. Make service requests
Whether you need to request for a new chequebook or stop a cheque you can do it easily by logging on to Personal Internet Banking. You can also send us secure messages for select servicing needs, both through Personal Internet Banking and 'HSBC India' Mobile Banking App.
7. Apply for a personal loan
Need a personal loan? You can apply for one using Personal Internet Banking or through our 'HSBC India' Mobile Banking app. Find out more about personal loans so you can see whether it's right for you.
