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Habits for financial wellbeing

A fresh, jargon-free approach to managing money, to help you prepare for a healthier future.

A woman using laptop and mobile at a café; image used for HSBC India Habits for financial wellbeing article
Managing your everyday finances

Healthy financial habits

A man in suit on a bike; image used for HSBC India Getting financially fit article
Find out about your financial fitness
A woman relax using laptop in the living room; image used for HSBC India Live within your means article
Keep track of how much money is coming in and going out.
Father and son looking up the sky with binoculars; image used for HSBC Spend wisely article
Be in control of what you spend your money on.
A little girl wearing paper wing; image used for HSBC India Free up funds article
Simple ways to reduce your expenses
Father and son playing in the park; image used for HSBC Build emergency savings article
Put money away for the unexpected
A woman talking on the phone; image used for HSBC India Avoid excessive borrowing article
Excessive borrowing is any amount of debt that you can't comfortably manage. There are several signs to look out for.
A man managing online banking; image used for HSBC India Manage existing debt article
Smarter ways to reduce what you owe.
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Start planning for time ahead
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Insurance is designed to protect you against some of life's risks.
A woman using computer; image used for HSBC India Be aware of scams and fraud article
Reports of financial fraud can be concerning, but there are ways to protect yourself. Explore each topic to learn more.
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How good habits can help you achieve financial wellbeing

Savings strategies

Saving is an important financial habit you can adopt to help you reach your financial goals.
Find a balance between when to put your money in savings and when to pay off a debt.
Here are 5 ways to get you into the habit of saving.
Having a specific goal to save towards can help you stay focused in the near and long term.
Budgeting is a key step to establish where you are starting from, and how much you can afford to save.
It's a good idea to have a number of different types of savings. Learn what options you have and how they'll work for your different goals.
Understand how different types of interest can help your savings grow over time.
Every person’s situation is different. Learn how you can take the right approach to managing your savings.
Ready for the next step? Evaluate your options for investing your money.
Explore the advantages that saving for retirement early may have on your financial wellbeing.
Instilling good saving habits can help you meet the financial goals you have outlined for yourself and your future.

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