Earn cashback on eligible purchases
- 10% accelerated cashback on all dining, food delivery and grocery spends (capped at up to INR1,000 per billing cycle)
- 1.5% unlimited cashback on all other spends
- 4 complimentary domestic lounge visits per year (1 per quarter)
Exclusions apply to the 1.5% unlimited cashback offer – please refer to the detailed services guide for the full list of exclusions.
Annual fee
Waived if you spend more than INR200,000 per year
INR999
Here's what you get with an HSBC Visa Cashback Credit Card
Complimentary domestic airport lounge passes
Relax before you fly with 4 complimentary domestic airport lounge visit per year – you can access 1 lounge visit every 3 months.
Unlimited cashback
Get 10% cashback on all dining, food delivery, and grocery spending, up to INR1,000 per card billing cycle – plus, get 1.5% unlimited cashback on all your other spending (exclusions apply – please refer to the detailed services guide for the full list of exclusions).
Annual fee waiver when you spend more
Your INR999 annual membership fee will be waived if you spend over INR200,000 per year.
Zero liability for lost cards
You'll get insurance coverage for any misuse of your card from 24 hours before reporting it lost, up to INR300,000.
Choose the card that gives cashback
In a world full of difficult choices, at least the cashback is easy
Enabled with VISA Paywave technology, your globally accepted HSBC Cashback Card gives you unlimited cashback on all transactions.
- 10% cashback on all dining, food delivery and grocery spends (capped at up to INR1,000 per billing cycle)
- 1.5% unlimited cashback on all other spends (exclusions apply – please refer to the detailed services guide for the full list of exclusions)
- Cashback is also available via the Instant EMI (Equated Monthly Installment) facility on your card across listed merchants
- Get cashback credited to your account within 45 days of your card's statement date
Please refer to the detailed service guide for complete list of exclusions.
Your Visa Cashback Credit Card also comes with
- Emergency card replacementIf you lose your credit card, you can cancel it and we'll issue you an emergency card anywhere in the world – it'll only take 3 days.
- Balance transferTransfer your outstanding credit card balance to an HSBC credit card to enjoy easy repayments at a lower interest rate.
- Offers and discountsHSBC credit card customers get exclusive access to discounts with our select partners.
- EMI optionsConvenient EMI options that allow you to pay your credit card dues in Equated Monthly Installments (EMIs) such as Balance Transfer on EMI, Cash-on-EMI, or Loan-on-Phone.
- Google PayIf you've got an Android mobile device, then you can use Google Pay for a fast, secure, and simple way to use your HSBC credit cards to pay online or in stores.
- Other benefitsYour card will come with other regular card benefits like cash advance, additional credit cards, global access and access through Phone Banking. Please refer to the Credit Card Services Guide.
What you need to know
Frequently asked questions
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