Premier Mastercard Rewards

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Credit cards
Premier Credit Card
Premier Mastercard Rewards

Earn reward points when you spend

Earn 3 reward points for every INR 100 you spend on your card
Enjoy reward points that never expire
Get maximum value from your reward points, with 1 point worth INR1 on Apple products
Instantly convert your reward points to air miles and hotel loyalty points in the HSBC India App

How you can use your rewards points

Use your HSBC Premier Credit Card to get more out of your money every time you shop. You can redeem your points for range of options.

Air miles

Go places with reward points. Instantly convert points to air miles from world's best and leading airlines.

Hotel stays

Instantly convert reward points to hotel loyalty points from leading hotel chains around the world.

Apple products

Get your next iPhone and other products, with 1 reward point worth INR1 at Apple.

Gift cards

Redeem your points for gift cards you can use towards food, entertainment, fashion and more.

Our partners

Here are the airlines you can choose from and the minimum number of points you'll need. Make sure you're signed up to the airline's frequent flyer programme before converting your points into miles.
Airline	Programme name	Reward points equal to 1 mile
Air India	Air India Maharaja Club	1
Air Asia	airasia rewards	1 point = 3 miles
Air France–KLM	Flying Blue	1
British Airways	The British Airways Club	1
Etihad Airways	Etihad Guest	1
EVA Air	Infinity MileageLands	1
Hainan Airlines	Hainan Airlines Fortune Wings Club	2
Japan Airlines	JAL Mileage Bank	1
Singapore Airlines	Singapore Airlines Krisflyer	1
Qantas Airways	Qantas Frequent Flyer	1
Qatar Airways	Qatar Airways Privilege Club	1
Thai Airways	Royal Orchid Plus	1
Turkish Airlines	Turkish Airlines Miles&Smiles	2
United Airlines	United MileagePlus	2
Vietnam Airlines	Vietnam Airlines Lotusmiles	1

Here are the airlines you can choose from and the minimum number of points you'll need. Make sure you're signed up to the airline's frequent flyer programme before converting your points into miles.
Airline	Air India
Programme name	Air India Maharaja Club
Reward points equal to 1 mile	1

Airline	Air Asia
Programme name	airasia rewards
Reward points equal to 1 mile	1 point = 3 miles

Airline	Air France–KLM
Programme name	Flying Blue
Reward points equal to 1 mile	1

Airline	British Airways
Programme name	The British Airways Club
Reward points equal to 1 mile	1

Airline	Etihad Airways
Programme name	Etihad Guest
Reward points equal to 1 mile	1

Airline	EVA Air
Programme name	Infinity MileageLands
Reward points equal to 1 mile	1

Airline	Hainan Airlines
Programme name	Hainan Airlines Fortune Wings Club
Reward points equal to 1 mile	2

Airline	Japan Airlines
Programme name	JAL Mileage Bank
Reward points equal to 1 mile	1

Airline	Singapore Airlines
Programme name	Singapore Airlines Krisflyer
Reward points equal to 1 mile	1

Airline	Qantas Airways
Programme name	Qantas Frequent Flyer
Reward points equal to 1 mile	1

Airline	Qatar Airways
Programme name	Qatar Airways Privilege Club
Reward points equal to 1 mile	1

Airline	Thai Airways
Programme name	Royal Orchid Plus
Reward points equal to 1 mile	1

Airline	Turkish Airlines
Programme name	Turkish Airlines Miles&Smiles
Reward points equal to 1 mile	2

Airline	United Airlines
Programme name	United MileagePlus
Reward points equal to 1 mile	2

Airline	Vietnam Airlines
Programme name	Vietnam Airlines Lotusmiles
Reward points equal to 1 mile	1

For most airlines, you can expect your redemption to be completed instantly or within 1 working day from the day the cardholder keys in the redemption details in the HSBC India Mobile Banking App (except Hainan Airlines Fortune Wings Club which will be completed within 5 working days, JAL Mileage Bank which will be completed within 10 working days, Air India Maharaja Club which will be completed within 5 working days.

Please note: this list may be updated from time to time.

Here are the hotels you can choose from and the minimum number of points you'll need to redeem. Make sure you sign up to the hotel's loyalty program first.
Hotel groups	Programme name	Reward points equal to 1 loyalty point
Accor	ALL – Accor Live Limitless	1
IHG® Hotels & Resorts	IHG One Rewards	1
Marriott International	Marriott Bonvoy	1
Shangri-La	Shangri-La Circle	5
Wyndham Hotels & Resorts	Wyndham Rewards	1

Here are the hotels you can choose from and the minimum number of points you'll need to redeem. Make sure you sign up to the hotel's loyalty program first.
Hotel groups	Accor
Programme name	ALL – Accor Live Limitless
Reward points equal to 1 loyalty point	1

Hotel groups	IHG® Hotels & Resorts
Programme name	IHG One Rewards
Reward points equal to 1 loyalty point	1

Hotel groups	Marriott International
Programme name	Marriott Bonvoy
Reward points equal to 1 loyalty point	1

Hotel groups	Shangri-La
Programme name	Shangri-La Circle
Reward points equal to 1 loyalty point	5

Hotel groups	Wyndham Hotels & Resorts
Programme name	Wyndham Rewards
Reward points equal to 1 loyalty point	1

For most hotels, points will be transferred instantly, or within 1 business day.

Please note, this list may be updated from time to time.

ALL – Accor Live Limitless reward points have a fixed value of 2,000 points = EUR 40 to be spent at eligible Accor properties. This is equivalent to INR 3,560, based on the FX rate from 1 December 2024.

Redeem instantly on the HSBC India app

Log on to the HSBC India app and select your Premier Credit Card
Select ‘View more’ then ‘Redeem points’
Select ‘Redeem points now’ to go to the Rewards Marketplace
Select on the category you want and enter the requested details
Enter the points you want to redeem, then select ‘Continue’
Review your request and place your order

Download the HSBC India app

As well as redeeming your reward points, you can pay bills, transfer money and much more with our app.

Scan the QR code with your mobile device to download the app.

As well as redeeming your reward points, you can pay bills, transfer money and much more with our app.

Get the app

Notes

HSBC Reward Points Programme terms and conditions apply (PDF)

HSBC Premier Credit Card rewards

Earn reward points when you spend

How you can use your rewards points

Air miles

Hotel stays

Apple products

Gift cards

Our partners

Airlines

Hotels

Redeem instantly on the HSBC India app

Download the HSBC India app

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