Live it up with extra cashback
Who says you can't have it all? With our HSBC Live+ Credit Card, you can spend on all the things you love… and earn cashback towards the things you've got your eye on.
- 10% accelerated cashback, up to INR1,000 a month, on all dining, food delivery and grocery spends
- 1.5% unlimited cashback on most other spends[@unlimited-cashback-exclusions]
Joining fee and annual fee
Joining fee
INR999
Annual fee (waived if you spend more than INR200,000 per year)
INR999
Get up to 10% cashback on what you love
Live+ perks and privileges
The card that gets you more out of life.
Dine – in India and around Asia
Take a bite out of dessert, not out of your wallet. No matter if you're craving takeaway or heading out to the restaurants, we've got some pretty sweet dining deals – including up to 15% off with our Live+ Dining Programme and 10% cashback on dining and food delivery spends.[@accelerated-cashback-cap]
Shop – both online and offline
Load up your cart without breaking the bank. Whether you're shopping for yourself or the whole family, you'll get 10% cashback on your groceries[@accelerated-cashback-cap] and 1.5% unlimited cashback on other retail purchases.[@unlimited-cashback-exclusions]
Fun – on screens big and small
Sit back and enjoy some extra cashback. Whatever you're in the mood for, we've got offers you'd love to immerse yourself in – get 1.5% unlimited cashback[@unlimited-cashback-exclusions] on your entertainment spending.
Life with even more perks
- Travel in style and comfortRelax before you fly with 4 complimentary domestic airport lounge visits per year - one per quarter.
- Get more out of lifeWith our exclusive dining programme and curated offers on the Visa Digital Concierge app – learn more
- Activate your card right awayFor both primary and supplementary cards, on the HSBC India app.
Take a look at our latest offers
Welcome gifts
Get INR1,000 cashback when you download and log on to the HSBC India Mobile Banking app and spend INR20,000 within the first 30 days of getting your card. T&Cs apply (PDF, 295 KB).
Plus, get a INR250 Amazon e-gift voucher when you apply for your card online and complete your video KYC (VKYC). T&Cs apply.
Enjoy 20% off at Myntra
Save on fashion, beauty and more. Get 20% off on purchases of INR3,000 and over at Myntra when you pay with your HSBC Live+ Credit Card.
Offer valid until 31 December 2024. Discount can be used once per card per calendar month during the offer period, up to a maximum discount of INR1,000 per month. T&Cs apply (PDF, 141 KB).
What you need to know
Are you eligible?
To apply, you must:
- Be aged between 18 to 65 years old
- Have a minimum income of INR400,000 per year for salaried individuals
- Be an Indian resident
- Reside in Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad or Kolkata
Live+ eligible purchases for cashback
| Category | Transaction value |
Applicable cashback |
Cashback earned |
|---|---|---|---|
| Dining | INR11,500 | 10% | INR1,150 |
| Food delivery | INR5,000 | 10% | INR500 |
| Groceries | INR9,000 | 10% | INR900 |
| Hotel | INR15,000 | 1.5% | INR225 |
| Medicine | INR3,000 | 1.5% | INR45 |
| Shopping | INR15,000 | 1.5% | INR225 |
| Utilities | INR500 | 0 | 0 |
| Grand total | INR59,000 | 10% (capped) and 1.5% (unlimited) | INR1,495 |
| Category | Dining |
|---|---|
| Transaction value |
INR11,500 |
| Applicable cashback |
10% |
| Cashback earned | INR1,150 |
| Category | Food delivery |
| Transaction value |
INR5,000 |
| Applicable cashback |
10% |
| Cashback earned | INR500 |
| Category | Groceries |
| Transaction value |
INR9,000 |
| Applicable cashback |
10% |
| Cashback earned | INR900 |
| Category | Hotel |
| Transaction value |
INR15,000 |
| Applicable cashback |
1.5% |
| Cashback earned | INR225 |
| Category | Medicine |
| Transaction value |
INR3,000 |
| Applicable cashback |
1.5% |
| Cashback earned | INR45 |
| Category | Shopping |
| Transaction value |
INR15,000 |
| Applicable cashback |
1.5% |
| Cashback earned | INR225 |
| Category | Utilities |
| Transaction value |
INR500 |
| Applicable cashback |
0 |
| Cashback earned | 0 |
| Category | Grand total |
| Transaction value |
INR59,000 |
| Applicable cashback |
10% (capped) and 1.5% (unlimited) |
| Cashback earned | INR1,495 |
Get started
Apply online
When you apply online and complete your application with video self-verification, you'll be eligible for an Amazon eGift Voucher worth INR250. T&Cs apply.
Contact us
It's usually quickest to apply online, but if you prefer to speak to someone about your application, call us or visit your nearest branch.