Live it up with extra cashback
Who says you can't have it all? With our HSBC Live+ Credit Card, you can spend on all the things you love… and earn cashback towards the things you've got your eye on.
- 10% accelerated cashback, up to INR1,000 a month, on all dining, food delivery and grocery spends
- 1.5% unlimited cashback on most other spends[@unlimited-cashback-exclusions]
Joining fee and annual fee
Joining fee
INR999
Annual fee (waived if you spend more than INR200,000 per year)
INR999
![](/content/dam/hsbc/in/images/16-9/13341-woman-giving-her-friend-a-wrapped-christmas-889x500.jpg)
Our welcome gifts to you
- Get INR1,000 cashback when you spend INR20,000 within the first 30 days of getting your card. T&Cs apply.
- When you apply online and complete your application with video self-verification, you'll be eligible for an Amazon eGift Voucher worth INR250. T&Cs apply.
Get up to 10% cashback on what you love
Live+ perks and privileges
The card that gets you more out of life.
Dine – in India and around Asia
Take a bite out of dessert, not out of your wallet. No matter if you're craving takeaway or heading out to the restaurants, we've got some pretty sweet dining deals – including up to 15% off with our Live+ Dining Programme and 10% cashback on dining and food delivery spends.[@accelerated-cashback-cap]
![](/content/dam/hsbc/en/images/16-9/13903-hsbc-kv-01-dining-2000x1125.jpg)
![](/content/dam/hsbc/en/images/16-9/13903-hsbc-kv-02-shopping-2000x1125.jpg)
Shop – both online and offline
Load up your cart without breaking the bank. Whether you're shopping for yourself or the whole family, you'll get 10% cashback on your groceries[@accelerated-cashback-cap] and 1.5% unlimited cashback on other retail purchases.[@unlimited-cashback-exclusions]
Fun – on screens big and small
Sit back and enjoy some extra cashback. Whatever you're in the mood for, we've got offers you'd love to immerse yourself in – get 1.5% unlimited cashback[@unlimited-cashback-exclusions] on your entertainment spending.
![](/content/dam/hsbc/en/images/16-9/13903-hsbc-kv-03-entertainment-2000x1125.jpg)
Life with even more perks
- Travel in style and comfortRelax before you fly with 4 complimentary domestic airport lounge visits per year.
- Get more out of lifeWith our exclusive dining programme and curated offers on the Visa Digital Concierge app – learn more
- Activate your card right awayFor both primary and supplementary cards, on the HSBC India app.
What you need to know
Are you eligible?
To apply, you must:
- Be aged between 18 to 65 years old
- Have a minimum income of INR400,000 per year for salaried individuals
- Be an Indian resident
- Reside in Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad or Kolkata
Live+ eligible purchases for cashback
Category | Transaction value |
Applicable cashback |
Cashback earned |
---|---|---|---|
Dining | INR11,500 | 10% | INR1,150 |
Food delivery | INR5,000 | 10% | INR500 |
Groceries | INR9,000 | 10% | INR900 |
Hotel | INR15,000 | 1.5% | INR225 |
Medicine | INR3,000 | 1.5% | INR45 |
Shopping | INR15,000 | 1.5% | INR225 |
Utilities | INR500 | 0 | 0 |
Grand total | INR59,000 | 10% (capped) and 1.5% (unlimited) | INR1,495 |
Category | Dining |
---|---|
Transaction value |
INR11,500 |
Applicable cashback |
10% |
Cashback earned | INR1,150 |
Category | Food delivery |
Transaction value |
INR5,000 |
Applicable cashback |
10% |
Cashback earned | INR500 |
Category | Groceries |
Transaction value |
INR9,000 |
Applicable cashback |
10% |
Cashback earned | INR900 |
Category | Hotel |
Transaction value |
INR15,000 |
Applicable cashback |
1.5% |
Cashback earned | INR225 |
Category | Medicine |
Transaction value |
INR3,000 |
Applicable cashback |
1.5% |
Cashback earned | INR45 |
Category | Shopping |
Transaction value |
INR15,000 |
Applicable cashback |
1.5% |
Cashback earned | INR225 |
Category | Utilities |
Transaction value |
INR500 |
Applicable cashback |
0 |
Cashback earned | 0 |
Category | Grand total |
Transaction value |
INR59,000 |
Applicable cashback |
10% (capped) and 1.5% (unlimited) |
Cashback earned | INR1,495 |
Get started
Apply online
When you apply online and complete your application with video self-verification, you'll be eligible for an Amazon eGift Voucher worth INR250. T&Cs apply.
Contact us
It's usually quickest to apply online, but if you prefer to speak to someone about your application, call us or visit your nearest branch.