Cashback Credit Card | HSBC Live+

HSBC IN
Credit cards
HSBC Live+ Credit Card

Live it up with extra cashback

Who says you can't have it all? With our HSBC Live+ Credit Card, you can spend on all the things you love… and earn cashback towards the things you've got your eye on.

10% accelerated cashback, up to INR1,000 a month, on all dining, food delivery and grocery spends
1.5% unlimited cashback on most other spends[@unlimited-cashback-exclusions]

Joining fee and annual fee

Joining fee

INR999

Annual fee (waived if you spend more than INR200,000 per year)

INR999

Get started

Our welcome gifts to you

Get INR1,000 cashback when you download and log on to the HSBC India Mobile Banking app and spend INR20,000 within the first 30 days of getting your card. T&Cs apply (PDF, 295 KB).

Plus, get a INR250 Amazon e-gift voucher when you apply for your card online and complete your video KYC (VKYC). T&Cs apply.

Treat yourself with 10% cashback[@accelerated-cashback-cap] on dining and food delivery, around town and across India.

Get 10% cashback on groceries[@accelerated-cashback-cap] and 1.5% unlimited cashback at other retailers.[@unlimited-cashback-exclusions]

Binge movies and shows at home or at the cinema, and earn 1.5% unlimited cashback on them too.[@unlimited-cashback-exclusions]

Power up on your spending with 1.5% unlimited cashback in selected categories at home and when you're travelling abroad.[@unlimited-cashback-exclusions]

Live+ perks and privileges

The card that gets you more out of life.

Dine – in India and around Asia

Take a bite out of dessert, not out of your wallet. No matter if you're craving takeaway or heading out to the restaurants, we've got some pretty sweet dining deals – including up to 15% off with our Live+ Dining Programme and 10% cashback on dining and food delivery spends.[@accelerated-cashback-cap]

Learn more about HSBC Live+ Dining Offers

Shop – both online and offline

Load up your cart without breaking the bank. Whether you're shopping for yourself or the whole family, you'll get 10% cashback on your groceries[@accelerated-cashback-cap] and 1.5% unlimited cashback on other retail purchases.[@unlimited-cashback-exclusions]

Fun – on screens big and small

Sit back and enjoy some extra cashback. Whatever you're in the mood for, we've got offers you'd love to immerse yourself in – get 1.5% unlimited cashback[@unlimited-cashback-exclusions] on your entertainment spending.

Life with even more perks

Travel in style and comfort

Relax before you fly with 4 complimentary domestic airport lounge visits per year - one per quarter.
Get more out of life

With our exclusive dining programme and curated offers on the Visa Digital Concierge app – learn more

Activate your card right away

For both primary and supplementary cards, on the HSBC India app.

What you need to know

Are you eligible?

To apply, you must:

Be aged between 18 to 65 years old
Have a minimum income of INR400,000 per year for salaried individuals
Be an Indian resident
Reside in Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad or Kolkata

The latest salary slip, if you're a salaried employee, OR
The front side of the card and the latest credit card statement, if you're already using another credit card, AND
Proof of residence, identity proof, and your permanent account number (PAN) card

Please note that this list is for reference purposes only. Additional documents may be requested from you during the credit card application process.

Live+ eligible purchases for cashback

The table shows an example of cashback you could earn in a month with an HSBC Live+ Credit Card.

10% cashback capped at INR1,000 a month. Exclusions apply to 1.5% unlimited cashback.
Category	Transaction value	Applicable cashback	Cashback earned
Dining	INR11,500	10%	INR1,150
Food delivery	INR5,000	10%	INR500
Groceries	INR9,000	10%	INR900
Hotel	INR15,000	1.5%	INR225
Medicine	INR3,000	1.5%	INR45
Shopping	INR15,000	1.5%	INR225
Utilities	INR500	0	0
Grand total	INR59,000	10% (capped) and 1.5% (unlimited)	INR1,495

The table shows an example of cashback you could earn in a month with an HSBC Live+ Credit Card.

10% cashback capped at INR1,000 a month. Exclusions apply to 1.5% unlimited cashback.
Category	Dining
Transaction value	INR11,500
Applicable cashback	10%
Cashback earned	INR1,150

Category	Food delivery
Transaction value	INR5,000
Applicable cashback	10%
Cashback earned	INR500

Category	Groceries
Transaction value	INR9,000
Applicable cashback	10%
Cashback earned	INR900

Category	Hotel
Transaction value	INR15,000
Applicable cashback	1.5%
Cashback earned	INR225

Category	Medicine
Transaction value	INR3,000
Applicable cashback	1.5%
Cashback earned	INR45

Category	Shopping
Transaction value	INR15,000
Applicable cashback	1.5%
Cashback earned	INR225

Category	Utilities
Transaction value	INR500
Applicable cashback	0
Cashback earned	0

Category	Grand total
Transaction value	INR59,000
Applicable cashback	10% (capped) and 1.5% (unlimited)
Cashback earned	INR1,495

Get started

Apply online

When you apply online and complete your application with video self-verification, you'll be eligible for an Amazon eGift Voucher worth INR250. T&Cs apply.

Apply now for Live+ credit card This link will open in a new window

Contact us

It's usually quickest to apply online, but if you prefer to speak to someone about your application, call us or visit your nearest branch.

Get in touch

Frequently asked questions

A cashback credit card is a credit card that provides cashback whenever the customer swipes the card at a physical store or makes online payments through the credit card.

To make the most of your cashback credit card, use your card for larger purchases to gain maximum cashback.

Yes, the cashback you earn will be credited to your credit card within 45 days of the card statement date.

Cashback credit cards offer you the chance to earn cash from the money you spend, by paying you back a percentage of what you spend or giving you reward points for additional benefits.

Earn when you spend, see the world and get lifestyle privileges with the HSBC Premier Credit Card.

Explore our exclusive travel offers with your HSBC credit card.

Explore the latest offers for our credit card customers, with discounts on shopping, dining and more.

Notes

This Offer ('Offer') is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India ('Bank') and is made available on the website amazon.in or mobile site or mobile application thereof (collectively, 'Amazon.in') by Amazon Pay (India) Private Limited ('Amazon') and any participation is voluntary.
Offer Terms and Conditions ('Offer Terms') are in addition to the amazon.in 'Conditions of Use & Sale' and 'Privacy Notice' to which you agree to, by using amazon.in and Terms and Conditions of HSBC Credit Cards. In the event of any conflict between the Conditions of Use & Sale and these Offer Terms, these Offer Terms will prevail, only for the purposes of this Offer.
This Amazon eGift Voucher offer is provided by The Hongkong and Shanghai Banking Corporation Limited, India (HSBC) to Resident Indian customers (hereinafter referred to as 'credit card applicant') who have participated in the offer. Each qualifying credit card applicant who has completed Video KYC (VKYC) is entitled to an Amazon eGift Voucher of INR250 (Offer).
The offer is valid for successful completion of Video KYC (VKYC) after completing online credit card application during the period from 1 September 2024 to 31 December 2024 (Offer Period).
This is a limited period Offer and HSBC in its sole discretion reserves the right to alter, modify, change or vary all or any of these terms and conditions or to replace, wholly or in part, this Offer by another Offer, whether similar to this Offer or not, or to withdraw it altogether at any point in time by providing appropriate intimation to the Cardholder.
The Amazon eGift Voucher (WinPin code) will be sent to your email ID provided in the online credit card application, within 45 days of end of the offer i.e. 15 February 2025.
All decisions with respect to the Offer shall be at the sole discretion of HSBC and the same shall be final, binding and non-contestable. Other than the specific entitlements available to the Cardholders under this Offer, any other claims with regard to this Offer against HSBC are waived.
Credit card applicants are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis.
Nothing herein amounts to a commitment by the Bank or Amazon to conduct further, similar or other Offers.
Issuance of the credit card is at the sole discretion of the Bank and is subject to the Bank's internal approval norms.
By participating in this Offer, every credit card applicant expressly agrees that Bank and Amazon will not be liable or responsible for any loss or damage whatsoever that a Cardholder may suffer, directly or indirectly, in connection with the Offer including but not limited to that associated with his/her use or delivery or misuse of the Product(s). The existence of any dispute shall not, by itself, constitute any claim against HSBC.
The Bank does not make any warranties or representations as to the quality, merchantability, suitability or availability of the product and services offered under these Offers. Any dispute regarding these must be addressed in writing, by the Cardholder, directly to Amazon.
Prior to using the Amazon website and/or the mobile app, the Cardholder should refer, read, understand, accept and agree to the user agreement and Terms and Conditions of the said website and the mobile app, and proceed only if the Cardholder agrees to abide by the same. The Cardholder will be required to give personal information and other details online. The Cardholder should read and understand the privacy policy of the website and the mobile site, prior to providing any such information. Any disclosure of information made by the Cardholder towards availing of or fulfilment of the Offer is at the sole discretion of the Cardholder and the Bank shall not be responsible for the same. Amazon may use the personal information shared by the Cardholder for any other purpose (like marketing, etc.) and the Bank will not be held liable for such usage of personal information by Amazon Products offered under this Offer are subject to availability with Amazon and HSBC will not be liable for non-availability of any of the products.
The Offer is subject to force majeure events.
These Offer Terms are governed by the laws of India and the courts at Mumbai will have exclusive jurisdiction over any matters/disputes arising out of or in relation to these Offer Terms.
Any person availing this Offer will be deemed to have accepted these Offer Terms.

Voucher Terms and Conditions:

The eGift Voucher is valid for a period of 6 months from the date of issuance.
eGift Voucher cannot be reloaded, resold, transferred for value or redeemed for cash.
eGift Voucher cannot be used to purchase other gift card.
eGift Voucher cannot be used on any of the partner sites.
eGift Voucher cannot be used to purchase any other type of digital content such as apps.
eGift Voucher cannot be transferred from one account to another once the claim code has been added.
Amazon may change (add to, delete, or amend) these terms from time to time. Unless stated otherwise, the changes will apply to any new Amazon eGift Voucher that are for personal, non-commercial use and enjoyment only. The same may be shared with family and friends, but may not be advertised, sold or used as promotional items by the purchaser or anyone else without Amazon's prior written consent.
Amazon eGift Voucher cannot be replaced, refunded or revalued. It cannot be exchanged for points or cash and cannot be re-validated.
HSBC does not make any warranties or representations as to the quality, merchantability, suitability or availability of the products or services offered under this Offer. Any dispute regarding delivery, service, suitability, merchantability, availability or quality of the products/services availed under this Offer must be addressed in writing, by the customer directly to amazon.in
Tax liability, if any, will be borne by the Cardholder.
By using the eGift Voucher, the Cardholders shall be deemed to have accepted all the aforementioned Terms and Conditions in totality.

HSBC Live+ Credit Card

Live it up with extra cashback

Joining fee and annual fee

Our welcome gifts to you

Get up to 10% cashback on what you love

Dine

Shop

Fun

More

Live+ perks and privileges

Dine – in India and around Asia

Shop – both online and offline

Fun – on screens big and small

Life with even more perks

What you need to know

Are you eligible?

What documents do I need to apply?

Important documents

Live+ eligible purchases for cashback

Get started

Apply online

Contact us

Frequently asked questions

What is a cashback credit card?

How can I make the most of my cashback credit card?

Will the cashback be credited to the credit card account?

How do cashback credit cards work?

You might also be interested in

HSBC Premier Credit Card

HSBC Travel Companion

Credit card offers

Notes

Verify yourself by video - terms and conditions

Connect with us