Find out the rewards you can get with your HSBC credit card
If you've got one of these credit cards, you can still earn and redeem Reward points:
- HSBC Smart Value Credit Card
- HSBC Makemytrip Credit Card
- HSBC Gold Credit Card
- HSBC Classic Credit Card
How you can use your Rewards points
The HSBC Rewards Programme helps you get more out of your money every time you shop with your Smart Value credit card.
Redeem for vouchers
Redeem your points for vouchers across a variety of categories including jewellery, fashion accessories, apparel, home appliances, electronic equipment and cosmetics.
Air miles
Convert your points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines.
How to redeem your Rewards points
How to redeem for vouchers
You can redeem your Reward points for a wide variety of items in our Rewards Catalogue. You'll need your online banking ID and password to redeem points online.
- Visit the HSBC India Rewards Platform.
- Select your credit card.
- Choose your e-Gift Voucher or charity donation.
- Add the item to your basket.
- Log in to redeem your voucher.
How to redeem for air miles
You can redeem your Reward points for airline miles from Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines.
At the moment, it is not possible to convert your Reward points into air miles online, so they are not listed in our Rewards Catalogue.
You can convert your points into air miles by downloading and completing the redemption form (PDF, 1.3MB), or by calling us.
| Airlines/ Membership Programe | Card Type | Conversion Ratio | Code |
|---|---|---|---|
| Air India's Flying Returns (For Star Alliance members) | MMT, Smart Value Credit Card, Classic, Gold | 2 Reward points = 1 Air India mile | 4017 |
| Club Vistara Points | MMT, Smart Value Credit Card, Classic, Gold | 2 Reward points = 1 Club Vistara mile | 4016 |
| Singapore Airlines(Kris Flyer) | MMT, Smart Value Credit Card, Classic, Gold | 2 Reward points = 1 Kris Flyer mile | 4010 |
| British Airways Executive Club(Avios) | MMT, Smart Value Credit Card, Classic, Gold | 2 Reward point = 1 Avios mile | 4020 |
| Etihad Airways | MMT, Smart Value Credit Card, Classic, Gold | 2 Reward Points = 1 Airmile | 4014 |
| InterMiles (formerly known as JetPrivilege) | Smart Value Credit Card, Classic, Gold | 2 Reward Points = 1 InterMile | 4002 |
| InterMiles (formerly known as JetPrivilege) | HSBC Makemytrip Credit Card | 4 Reward Points = 1 InterMile | 4009 |
| Airlines/ Membership Programe | Air India's Flying Returns (For Star Alliance members) |
|---|---|
| Card Type | MMT, Smart Value Credit Card, Classic, Gold |
| Conversion Ratio | 2 Reward points = 1 Air India mile |
| Code | 4017 |
| Airlines/ Membership Programe | Club Vistara Points |
| Card Type | MMT, Smart Value Credit Card, Classic, Gold |
| Conversion Ratio | 2 Reward points = 1 Club Vistara mile |
| Code | 4016 |
| Airlines/ Membership Programe | Singapore Airlines(Kris Flyer) |
| Card Type | MMT, Smart Value Credit Card, Classic, Gold |
| Conversion Ratio | 2 Reward points = 1 Kris Flyer mile |
| Code | 4010 |
| Airlines/ Membership Programe | British Airways Executive Club(Avios) |
| Card Type | MMT, Smart Value Credit Card, Classic, Gold |
| Conversion Ratio | 2 Reward point = 1 Avios mile |
| Code | 4020 |
| Airlines/ Membership Programe | Etihad Airways |
| Card Type | MMT, Smart Value Credit Card, Classic, Gold |
| Conversion Ratio | 2 Reward Points = 1 Airmile |
| Code | 4014 |
| Airlines/ Membership Programe | InterMiles (formerly known as JetPrivilege) |
| Card Type | Smart Value Credit Card, Classic, Gold |
| Conversion Ratio | 2 Reward Points = 1 InterMile |
| Code | 4002 |
| Airlines/ Membership Programe | InterMiles (formerly known as JetPrivilege) |
| Card Type | HSBC Makemytrip Credit Card |
| Conversion Ratio | 4 Reward Points = 1 InterMile |
| Code | 4009 |
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