Find out the rewards you can get with your HSBC credit card
If you've got one of these credit cards, you can still earn and redeem reward points:
- HSBC Smart Value Credit Card
- HSBC Makemytrip Credit Card
- HSBC Gold Credit Card
- HSBC Classic Credit Card
How you can use your reward points
The HSBC Rewards Programme helps you get more out of your money every time you shop with your Smart Value credit card.
Vouchers
Redeem your points for vouchers across a variety of categories including jewellery, fashion accessories, apparel, home appliances, electronic equipment and cosmetics.
Air miles
Convert your points into air miles with Air India, Etihad Airways, British Airways and Singapore Airlines.
How to redeem your reward points
How to redeem for vouchers
You can redeem your reward points for a wide variety of items in our Rewards Catalogue. You'll need your online banking ID and password to redeem points online.
- Visit the HSBC India Rewards Platform.
- Select your credit card.
- Choose your e-Gift Voucher or charity donation.
- Add the item to your basket.
- Log in to redeem your voucher.
How to redeem for air miles
You can redeem your reward points for airline miles from Air India, Etihad Airways, British Airways and Singapore Airlines.
At the moment, it is not possible to convert your reward points into air miles online, so they are not listed in our Rewards Catalogue.
You can convert your points into air miles by downloading and completing the redemption form (PDF), or by calling us.
| Airlines/ Membership Programe | Card Type | Conversion Ratio | Code |
|---|---|---|---|
| Air India (Maharaja Club) | MMT, Smart Value Credit Card, Classic, Gold | 2 reward points = 1 Maharaja Point | 4017 |
| Singapore Airlines (Kris Flyer) | MMT, Smart Value Credit Card, Classic, Gold | 2 reward points = 1 Kris Flyer Mile | 4010 |
| British Airways Executive Club( Avios) | MMT, Smart Value Credit Card, Classic, Gold | 2 reward points = 1 Avios Mile | 4020 |
| Etihad Airways (Etihad Guest) | MMT, Smart Value Credit Card, Classic, Gold | 2 reward points = 1 Mile | 4014 |
| Airlines/ Membership Programe | Air India (Maharaja Club) |
|---|---|
| Card Type | MMT, Smart Value Credit Card, Classic, Gold |
| Conversion Ratio | 2 reward points = 1 Maharaja Point |
| Code | 4017 |
| Airlines/ Membership Programe | Singapore Airlines (Kris Flyer) |
| Card Type | MMT, Smart Value Credit Card, Classic, Gold |
| Conversion Ratio | 2 reward points = 1 Kris Flyer Mile |
| Code | 4010 |
| Airlines/ Membership Programe | British Airways Executive Club( Avios) |
| Card Type | MMT, Smart Value Credit Card, Classic, Gold |
| Conversion Ratio | 2 reward points = 1 Avios Mile |
| Code | 4020 |
| Airlines/ Membership Programe | Etihad Airways (Etihad Guest) |
| Card Type | MMT, Smart Value Credit Card, Classic, Gold |
| Conversion Ratio | 2 reward points = 1 Mile |
| Code | 4014 |
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