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Credit card rewards

Use your credit card and earn Reward points to redeem against products, flights and more.

Find out the rewards you can get with your HSBC credit card

If you've got one of these credit cards, you can still earn and redeem Reward points:

  • HSBC Smart Value Credit Card
  • HSBC Makemytrip Credit Card
  • HSBC Gold Credit Card
  • HSBC Classic Credit Card

How you can use your Rewards points

The HSBC Rewards Programme helps you get more out of your money every time you shop with your Smart Value credit card.

Redeem for vouchers

Redeem your points for vouchers across a variety of categories including jewellery, fashion accessories, apparel, home appliances, electronic equipment and cosmetics. 

Air miles

Convert your points into air miles with Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines.

How to redeem your Rewards points

How to redeem for vouchers

You can redeem your Reward points for a wide variety of items in our Rewards Catalogue. You'll need your online banking ID and password to redeem points online. 

  1. Visit the HSBC India Rewards Platform.
  2. Select your credit card.
  3. Choose your e-Gift Voucher or charity donation.
  4. Add the item to your basket.
  5. Log in to redeem your voucher.

How to redeem for air miles

You can redeem your Reward points for airline miles from Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines. 

At the moment, it is not possible to convert your Reward points into air miles online, so they are not listed in our Rewards Catalogue.

You can convert your points into air miles by downloading and completing the redemption form (PDF, 1.3MB), or by calling us.

Reward points conversion rates per credit card

Airlines/ Membership Programe Card Type Conversion Ratio Code
Air India's Flying Returns (For Star Alliance members) MMT, Smart Value Credit Card, Classic, Gold 2 Reward points = 1 Air India mile 4017
Club Vistara Points MMT, Smart Value Credit Card, Classic, Gold 2 Reward points = 1 Club Vistara mile 4016
Singapore Airlines(Kris Flyer) MMT, Smart Value Credit Card, Classic, Gold 2 Reward points = 1 Kris Flyer mile 4010
British Airways Executive Club(Avios) MMT, Smart Value Credit Card, Classic, Gold 2 Reward point = 1 Avios mile 4020
Etihad Airways MMT, Smart Value Credit Card, Classic, Gold 2 Reward Points = 1 Airmile 4014
InterMiles (formerly known as JetPrivilege) Smart Value Credit Card, Classic, Gold 2 Reward Points = 1 InterMile 4002
InterMiles (formerly known as JetPrivilege) HSBC Makemytrip Credit Card 4 Reward Points = 1 InterMile 4009

Reward points conversion rates per credit card

Airlines/ Membership Programe Air India's Flying Returns (For Star Alliance members)
Card Type MMT, Smart Value Credit Card, Classic, Gold
Conversion Ratio 2 Reward points = 1 Air India mile
Code 4017
Airlines/ Membership Programe Club Vistara Points
Card Type MMT, Smart Value Credit Card, Classic, Gold
Conversion Ratio 2 Reward points = 1 Club Vistara mile
Code 4016
Airlines/ Membership Programe Singapore Airlines(Kris Flyer)
Card Type MMT, Smart Value Credit Card, Classic, Gold
Conversion Ratio 2 Reward points = 1 Kris Flyer mile
Code 4010
Airlines/ Membership Programe British Airways Executive Club(Avios)
Card Type MMT, Smart Value Credit Card, Classic, Gold
Conversion Ratio 2 Reward point = 1 Avios mile
Code 4020
Airlines/ Membership Programe Etihad Airways
Card Type MMT, Smart Value Credit Card, Classic, Gold
Conversion Ratio 2 Reward Points = 1 Airmile
Code 4014
Airlines/ Membership Programe InterMiles (formerly known as JetPrivilege)
Card Type Smart Value Credit Card, Classic, Gold
Conversion Ratio 2 Reward Points = 1 InterMile
Code 4002
Airlines/ Membership Programe InterMiles (formerly known as JetPrivilege)
Card Type HSBC Makemytrip Credit Card
Conversion Ratio 4 Reward Points = 1 InterMile
Code 4009

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