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Premier Credit Card

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At a glance

Credit is subject to status, affordability and applicable terms and conditions.

From travel to gourmet dining, your HSBC Premier Credit Card offers a range of exclusive benefits.

Annual fee

INR20,000 annual or renewal fee (waived for qualified customers with an HSBC Premier relationship in India), with a joining fee of INR12,000, paid after you activate your card

Compare credit card offers and benefits

Take a closer look at the features, benefits and offers that come with our credit cards.

Welcome benefits

Terms and conditions apply

Get Taj Epicure membership with offers and benefits across Taj hotels, as well as Taj vouchers worth INR 12,000

Other benefits

Terms and conditions apply

Foreign exchange mark-up of only 0.99% for all international spending
Unlimited airport lounge access (domestic and international), with 8 free international visits for guests
Emergency cash withdrawals up to USD 2,000 at any overseas HSBC branch if you lose your card

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Get more out of your money every time you shop with credit card rewards. Terms and conditions apply.

Earn 3 reward points for every INR100 you spend

Can you apply?

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You can check the full eligibility criteria later

For HSBC Premier customers

No specific annual income requirements

Must be an Indian resident, with a city of residence of Bengalure, Chennai, Gurugram, Hyderabad, Mumbai, New Delhi, Noida or Pune

Be aged 18 to 65 years

Meet and maintain the requirements for HSBC Premier

What you need to know

Please read the full product information before you apply

Credit Card Terms & Conditions This link will open in a new window

(7.2 MB, PDF)

Standards of lending practice This link will open in a new window

(405.5 kB, PDF)

What's next?

Please read the full product information before you apply.

Find out more

Frequently asked questions

To apply for an HSBC Credit Card you can:

Visit the credit card section on our website www.hsbc.co.in/credit-cards/. Simply click the "Apply Now" icon to initiate your application or
Call our HSBC Phone Banking numbers and we will arrange for a representative to visit you or
Visit the nearest HSBC branch in India

You will receive timely alerts on the credit card application status by way of an SMS on the mobile number stated on your application form. Alternatively, you may also check the status of your application by calling our PhoneBanking number in your city.

HSBC Credit Cards have been designed to complement your lifestyle. We currently offer credit cards which extend a host of offers ranging from travel privileges to dining, shopping and more.

Please visit the credit cards section on our website for details on the various credit cards we offer, product features, benefits and the eligibility criteria.

Once we have received your application form complete in all respects along with all the required documents, your application will be processed within two weeks. You will receive your new credit card in 7 working days, once your application is approved. The Bank will send you timely alerts on the credit card application status by way of an SMS on the mobile number stated on your application form.

Additional information

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Premier Credit Card

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At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Annual fee

Compare credit card offers and benefits

Take a closer look at the features, benefits and offers that come with our credit cards.

Welcome benefits

Other benefits

Compare credit card rewards

Get more out of your money every time you shop with credit card rewards. Terms and conditions apply.

Can you apply?

Quick check

Important documents

What's next?

Frequently asked questions

How do I apply for an HSBC Credit Card?

I have applied for an HSBC Credit Card; how can I check on the status of this?

Which HSBC Credit Cards can I apply for?

How long does it take to receive an HSBC Credit Card?

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