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Employee Banking Solutions

Opening up a world of opportunity for corporate employees.

For any queries on HSBC Salary Accounts, please leave your details and we will be in touch.

Expert advice and support for employees

From easier everyday banking to expert help with your investments, our Employee Banking Solutions are designed to reward you. Get more benefits for your salary account, credit cards, loans, and mortgages.

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We've curated more benefits for you

Exclusive welcome offers

Get exclusive offers worth over INR13,000 from brands such as Swiggy, Amazon Prime, and more – explore our offers.

Salary overdraft facility

Access a flexible overdraft with HSBC Anytime Credit if you're an HSBC salary account holder.

No minimum balance requirements

There's no minimum balance for accounts that have your monthly salary paid into them.

Enjoy more benefits for your salary account

Get more from your credit cards, loans, and mortgages with your salary account.

  • A wide range of credit cards to choose from to suit your needs
  • Preferential rates on your personal loans and mortgages
  • From providing family-like care and companionship to addressing critical needs such as emergency and healthcare, home safety and proactive care - Samarth Eldercare services pan-India are available at a 15%-30% discount on a package of choice, on using HSBC cards
  • No minimum balance required, and a separate account for seamless reimbursement management
  • Make fee-free ATM transactions at Visa ATMs in India and HSBC ATMs worldwide

We're here to help with your financial wellbeing and provide dedicated support

Empowering you to make the best financial decisions with comprehensive wealth solutions and bespoke sessions on financial wellness.

  • Take control of your future with our range of investment and insurance products
  • Find out more about important finance topics so that you can make the best decisions about your money
  • Attend presentations from our investment counsellors to learn about strategic financial planning, asset allocation and risk, domestic and global market updates, and more
  • Get dedicated support from our Corporate Account Managers for all your banking needs

Global mobility and international support

With our global reach, we're able to offer you financial assistance when you relocate for work. 

  • Open another account in over 30 destinations – you can also send money abroad and make fee-free international transfers and payments with the HSBC India app
  • Use your Indian or overseas credit history to get a credit card that suits your international lifestyle
  • Benefit from our financial planning tools, global wealth insights, and team of wealth experts with a presence in over 60 major markets
  • Access global customer support, available 24/7 wherever you are
  • Get help with your international tax, taking care of your family, and much more with support that goes beyond banking

Enjoy all these offers with Employee Banking Solutions

HSBC salary account exclusive: 5% unlimited cashback

Get 5% unlimited cashback on all debit card spends. T&Cs apply Offers ends 31 Jan 2025.

Personal loan starting from 9.99% pa

Apply for a personal loan to fund life's most important events. T&Cs apply. 

Get Group Personal Accident Cover of INR 500,000

Get  INR500,000 accidental death cover and INR1,000 per day on hospitalisation for up to 7 days in a policy year with Bajaj Allianz General Insurance Company. T&Cs apply.

Explore the accounts and services that you can enjoy with our Employee Banking Solutions

HSBC Premier  

Elevate your banking with our wealth management expertise and global network, so you can thrive wherever life takes you.

HSBC Personal Banking  

Use our wide range of personal banking solutions to manage your money with ease.

Expat services  

Get settled in your new home with our comprehensive expat banking services to support you when you move for work.

HSBC Mariner's Account  

Sail smoothly with an account that helps you and your family navigate your finances both on and off the water.

Get preferential access to other products and services

Enjoy better rates on your credit cards, personal loans, and mortgages as part of our Employee Banking Solutions.

Credit cards  

Enjoy zero minimum balance requirements for EBS customers and unlimited ATM transactions at HSBC and other bank VISA ATMs in India.

Personal loan  

Enjoy preferential rates on your personal loans, as well as discounted or waived processing fees.

Home loans  

Buy your dream home with our preferential home loan rates and discounted or waived processing fees.

  Personal Wealth Solutions This link will open in a new window

Get dedicated support for your investments to look after you and your family, today and beyond.

Investments  

No matter what your financial goals are, we've got investment options and personal wealth solutions to help you reach them.

Get rewarded with an HSBC Salary Account

Enjoy exclusive offers from brands like Swiggy, Myntra, Amazon Prime, BookMyShow, Fitpass and many more.

Explore our offers 

Ready to get started?

If you're ready to get started with our Employee Banking Solutions, fill in our online banking form to apply for the products that will meet your needs. We recommend using the latest version of Chrome or Safari to do so.

Apply now Apply now for Employee Banking Solutions This link will open in a new window

*Terms and Condition for the Thriwe Joining Offer:

 

The Thriwe membership ID will be sent to your registered e-mail within 60 days of first salary credit to your new HSBC Salary Account. Salary needs to be deposited within 90 days of account opening.

Disclaimer 

Under the HSBC Employee Banking Solutions an employee of the corporate holding a salary account can avail of a waiver on the Total Relationship Balance (TRB) or Average Quarterly Balance (AQB), on the category of the accounts as may be applicable. However, such waivers will be subject to the employee being a part of the corporate and the account under Employee Banking Solutions receiving a salary credit for three consecutive calendar months. In an event the above is not being met or in case the customer ceases to be an employee of the said corporate the account shall be subject to maintenance of the required TRB /AQB (as may be applicable) failing which the account shall levied with service charges towards non-maintenance of balance.

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